FIRST UNITED BANK & TRUST
ELECTRONIC STATEMENT (eStatement) DISCLOSURE
You have elected to receive your monthly and/or quarterly statement(s) electronically via the
First United "Online" delivery service instead of by mail. Your account statement will continue to be
processed on your regular statement-processing day and posted online. First United Bank & Trust
will send you an e-mail notifying you that your statement is available for viewing, the email will be
from customerservice@MyBank.com. You will be required to use your Online Banking User ID,
Password, and Enhanced Security information to gain access to Online Banking before you can
view, print, or save your eStatement.
By making this election, you agree to be bound by all the terms and conditions of this agreement,
your My Bank Online Internet Banking Agreement & Disclosures and to all rules, regulations, and
procedures applicable to your account(s) and any other contract for services you may have with First
United Bank & Trust. You also agree to be bound to procedures established for this service as
outlined below, as may be amended from time to time.
You agree that:
1. Your eStatement will be made available in My Bank Online Internet Banking services in a PDF
format. You must have the most current version of Adobe Reader to read and save your eStatement.
You will be able to print, and/or save them to your computer. Your joint owner(s), if enrolled in My
Bank Online Internet BankingServices will also be able to view the eStatement for each enrolled
account.
2. You agree to contact us immediately if you cannot access your eStatement or are unable to
install the latest version of Adobe Reader.
3. After enrollment, the conversion to eStatement format will occur after your next monthly paper
statement.
4. You will receive an external Internet email when your eStatement is available for your review that
will remind you to notify us promptly of any errors or if you need any additional information about
your account.
5. You will maintain a current external email address. If you use an email filter, our emails to you
may be blocked by your Internet Service Provider. We are not responsible for blocked emails.
6. If you later elect to opt-out of eStatement, after your final eStatement, your next statement will be
delivered via U.S. Mail. You will no longer have access to your online statements, so it is
recommended you save or print a copy.
7. If you request a paper copy of your account statement though one was delivered to you via
eStatement, you may incur a fee. Please refer to our Consumer Schedules and Fees agreement for
any additional fees. Contact us for a copy.
8. Statements for open accounts will be available to you through My Bank Online for a minimum of
24 months. Once an account has closed, you will have access to statements on non-interest bearing
accounts for 30 days, and interest bearing accounts until February of the following year.
9. You understand that this consent authorizes First United Bank and Trust to provide other account
related disclosures electronically. Examples of disclosures include, but are not limited to, any
disclosures as may be required under the Truth in Lending Act, Privacy Policy, Truth in Savings Act,
Electronic Funds Transfer Act, Funds Availability Act, and Check Clearing for the 21st Century Act.
At your request, we will provide you with a paper copy of any amendments to our disclosures
and agreements. You may request paper copies by calling or writing us at the contact
information below.
YOUR MINIMUM SYSTEM REQUIREMENTS
To access My Bank Online Internet Banking Services and your eStatements, you will need the latest
commercially accepted browser software versions offered by your browser vendor, an active email
address, and the hardware required by the browser vendor to operate the browser version.
Additionally, the most current version of Adobe Reader is required to read and save the disclosures.
Should the requirements change, you will be notified and required to confirm your ability to meet the
new requirements. Information sent through our pages is secure and uses Secure Socket Layer
(SSL) protocol. SSL technology encodes information that is being sent over the Internet to help
ensure the information remains confidential.
WITHDRAWING CONSENT
You have the right to withdraw this consent. To withdraw your consent, call us, or write to us at
the contact information below. It may take up to ten business days to complete your request.
UPDATING INFORMATION
It is your responsibility to provide us with accurate and complete information regarding email
address, contact, and other information related to this disclosure and your account(s), and to
maintain and update promptly any changes in this information. You can update your email address
and security information within My Bank Online Internet Banking under the Customer Service option,
“Manage Contact Information”. You may also update other information relating to your account by
contacting us using any of the contact information listed below or by visiting your local community
office. Please do not send confidential information to us through email.
CONTACT INFORMATION
Call our Customer Care Center at 1-888-692-2654
Write us at: First United Bank & Trust, 12892 Garrett Highway, Oakland, MD 21550
Email us at: customerservice@MyBank.com
TERMINATION OR CHANGES OF ESTATEMENT INFORMATION
We reserve the right, in our sole discretion, to discontinue the provision of your electronic
communications, or to terminate or change the terms and conditions on which we provide electronic
communications. We will provide you with notice of such termination or change as required by law.
Revised 11/2016